Real estate appraisal services for homeowners in the city of Fresno and Fresno County
Check out the top reasons California homeowners order from JLF Appraisals:
At JLF Appraisals, we understand the special needs of a consumer after appraisal services. Our usual business clients are used to the appraisal process and the standard documents we provide. As our valued client, we will provide you with extra guidance and explanations through the appraisal process to more fully understand what we do and how we report the results of our analysis.
For Sale by Owner/Pre-Listing ServicesIt's very hard to be objective about your home because of your emotional attachment to it. Professional appraisers, like the ones at JLF Appraisals, are objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's market value, not just how much your home is worth. Interested buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value judgement than yours.
Challenge a property tax assessmentIf you live in a region that is going down or not appreciating as much as other homes nearby, your local tax assessor may have your house overvalued. This means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. When contesting your property tax assessment, getting an appraisal report from JLF Appraisals is your #1 weapon.
Appraisals to remove PMIGetting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a fashionable way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to your lender to have the PMI removed from your loan. We are seasoned in helping people just like you remove unneeded PMI insurance.
HELOC recently frozen?If your house is in a declining area, your lender might just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult from a cash flow standpoint, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from JLF Appraisals can help you reinstate your HELOC.
Field and Desktop Appraisal Review ServicesWould you like a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you want a seasoned professional to double-check your appraisal for verity? JLF Appraisals offers field reviews where we go out and check the subject and comparables. If you need it in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? We can assist you. While usually requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your home.